Frequently Asked Questions

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A Merchant Account is used to accept Credit Cards as a form of payment from your Customers in person, over the phone or online.

Low Risk is typically considered any Business with Card Present Transactions, or products/services less likely to have customers charging back. 

High Risk is typically any Business with Card Not Present Transactions more likely to result in higher chargeback percentages. Higher Risk can also be determined by the type of product or service being sold. 

Depending on which bank you're applying to, their definitions of low, medium and high risk accounts can vary.

Simple. Send us an Email on the Contact Us Form and we will walk you through every step of the way!

The answer is Yes! Depending on the monthly volume your Company is desired to reach, we can apply for multiple Merchant Accounts. This should also ensure that you have enough to cover your monthly credit card income.

We certainly can refer you to a partner of ours who handles Int'l Businesses & Processing needs.

Business Owners are required to meet a 650+ minimum credit score to apply for a Merchant Account. However, please reach out if you are under 650, we may have an alternative solution for you!

We can certainly try! At no cost, please send over your most recent processing statement. We can perform a FREE Cost Comparison Analysis for you within 1-2 business days. This will show you a breakdown of where or if we can save you money! There is nothing to lose, let's review your most recent processing statement!

Merchants are required to have under 2% Charegback Ratios. However, every Business is different, please reach out as we may have an alternative solution for you!

Absolutely not. We have partnerships with the banks we submit to and the gateways we use. There is No Fees from us for our services. You will only be charged by the bank & gateway directly. 

Absolutely! We will be here with you every step of the way. We will assist with anything we can to make your Merchant Account process as smooth as possible.